In a recent article, Thom Rainer offers several questions pastors should ask about their church finances: “Many church leaders operate out of a mode of scarcity instead of abundance. While I realize that churches cannot and should not spend foolishly, too many church leaders just don’t recognize that God has provided more than they think. Often the issue is not lack of funds, but unwise choices of church expenditures. There are many reasons for this reality.

As you answer these questions, I hope you will be motivated to think how your church might look at its expenditures and budgets in a different light.

  • If you were to start your church’s budget from scratch, how differently would it look than your present budget?
  • Do you have programs and ministries that, if they were discontinued, would have little negative impact on the church or the community?
  • How much of the church’s expenditures reflect “the way we’ve always done it”?
  • Are there clear lines of accountability for spending at every level?
  • How much of the church’s funds are used to impact the community?
  • Is the church spending its personnel dollars in the most effective ways?
  • Who are the true decision makers on how church funds are spent?
  • Do some of the expenditures reflect preferential treatment toward some of the members?
  • Is debt hindering your church from doing effective ministry?
  • What are the potential unintended consequences of making significant changes in the budget and expenditures?


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About The Author


Michael Duduit is the founding publisher and editor of Preaching magazine. He is also the founding Dean of the new College of Christian Studies and Professor of Christian Ministry at Anderson University in Anderson, South Carolina. Michael is author and editor of several books, including the Handbook of Contemporary Preaching (Broadman & Holman Press), Joy in Ministry (Baker Books), Preaching With Power (Baker) and Communicate With Power (Baker). From 1996 until 2000 he served as editor of the Abingdon Preaching Annual series. His email newsletter, PreachingNow, is read each week by more than 40,000 pastors and church leaders in the U.S. and around the world. He is founder and director of the National Conference on Preaching and the International Congress on Preaching, which has been held in 1997 at Westminster Chapel in London, 2002 at the University of Edinburgh, Scotland, and 2007at Cambridge. He has been a pastor and associate pastor, has served a number of churches as interim pastor, and speaks regularly for churches, colleges and conferences.

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